About us
Horizon lender makes real estate investing surprisingly fast — closing in as little as 14 days — with a simple, all-in-one purchase experience.
A Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.
All you need to know
How it works in 2 minutes
All loan processing is 100% online, from submission to closing
no paper, no in-person meetings, and no unnecessary delays.
No Docs loan
Explore more investment opportunities with a tailored product for investors. No tax returns needed. Only FICO score and Experience.
Always in the loop
With a simplified, transparent workflow, your purchase is as easy to track as a package. No unexpected documents or last-minute scheduling.
Easily handle multiple loans simultaneously
Our cutting-edge system keeps every party informed in real time and reduces transaction timelines to the absolute minimum.
Type of Products we offer
Some of our DSCR Loan productsSingle Family up to 4 Units
- Loan amounts starting at $50K
- 30 Years Term
- Short Term Rentals loans based of 80% of AirDNA
- DSCR treshold 0.70
- LTV Up to 80%
- Non-reporting mortgage option on personal credit
- No ownership seasoning requirement
- Close in LLC or personal name
5 to 10 - Multi Use - Commercial
- Loan amounts starting at $50K
- 30 Years Term
- Short Term Rentals loans based of 80% of AirDNA
- DSCR treshold 0.70
- LTV Up to 80%
- Non-reporting mortgage option on personal credit
- No ownership seasoning requirement
- Close in LLC or personal name
Use cases
BRRR Investors
For investors looking to cashout their equity from a property.
Purchase with No Docs Loans
Investors looking to purchase properties without providing financial statements or tax returns.
Reviews from Real People
A Step by Step Guide