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DSCR Loans for Investment Properties

A Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.

based in NY, serving Nationwide

Some of our DSCR Loan products

Single Family up to 4 Units

− Loan amounts starting at $100K
− 30 Years Term
− Short Term Rentals loans based of 80% of AirDNA
− DSCR treshold 0.75
− LTV Up to 80%
− Non-reporting mortgage option on personal credit
− No ownership seasoning requirement
− Close in LLC or personal name

5 to 10 Units - Multi Use - Commercial

− Loan amounts starting at $100K
− 30 Years Terms
− DSCR treshold 1.0
− LTV Up to 80%
− Non-reporting mortgage option on personal credit
− No ownership seasoning requirement
− Close in LLC or personal name


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*Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.